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You'll come across some benefit you love on one card (like a super-low interest rate) but also notice some glaring negatives (like a fee added onto purchases when you travel internationally).

You'll need to zero in your priorities to get what you want.

Identify one main goal that suits you: traveling, getting cash back, paying off debt, or maybe something else entirely.

Look for a credit card to help you reach that goal. Rewards credit cards tend to have high interest rates.

You'll probably need to start with a secured credit card.

Or if you are still in college, a student credit card. A card that's great for your friend may have little use to you.

But even better than that, it can actually help you save money by taking advantage of the rewards.It has an introductory annual fee of

But even better than that, it can actually help you save money by taking advantage of the rewards.

It has an introductory annual fee of [[

But even better than that, it can actually help you save money by taking advantage of the rewards.

It has an introductory annual fee of $0 the first year, then $95.

But this card lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Employers may even do a credit inquiry as part of a background check.

For twentysomethings picking out their very first credit card, it can be very confusing and jargon-y.

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But even better than that, it can actually help you save money by taking advantage of the rewards.It has an introductory annual fee of $0 the first year, then $95.But this card lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.Employers may even do a credit inquiry as part of a background check.For twentysomethings picking out their very first credit card, it can be very confusing and jargon-y.

]] the first year, then .

But this card lets you earn 50,000 bonus points after you spend ,000 on purchases in the first 3 months from account opening.

Employers may even do a credit inquiry as part of a background check.

For twentysomethings picking out their very first credit card, it can be very confusing and jargon-y.

the first year, then .But this card lets you earn 50,000 bonus points after you spend ,000 on purchases in the first 3 months from account opening.Employers may even do a credit inquiry as part of a background check.For twentysomethings picking out their very first credit card, it can be very confusing and jargon-y.

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If you occasionally carry a balance - meaning you don't pay your credit card bill in full each month - you should look for a credit card with low interest rates instead.